Are you among those who receive the social security payments every month? In October 2025, the Social Security Administration is all set to release the paper check and direct deposit whose worth can be above $4,983.
Here, we have shared everything you need to know about the maximum direct deposit by the SSA. Read this article thoroughly to check when you will get the payment and what the maximum payout is for you.
$4983 Direct Deposit by the SSA
The Social Security Administration will release the Direct Deposit and paper check, which will be above $4,983—which goes up to $5,108. This payment is going to be sent for those individuals who are eligible to get the maximum benefit of social security.
You are going to receive the maximum payment through the social security benefit if you had high lifetime earnings, worked for at least 35 years, and delayed claiming benefits until age 70. If you have retired early, you will get a smaller payment.
In 2025, the maximum benefit on the FRA is $4,108 if you take retirement at the age of 66/67. In October 2025, you may be sent via direct deposit, which takes hardly 24 hours to reflect in the bank account, and a paper check may take up to 2 weeks to get the payment.
| Maximum Payment | $4,983 – $5,108 |
| Average Payment | $1,900 – $2,000 |
| Payment for Age 62 | Around $2,710 |
| Payment at Full Retirement Age (66–67) | Around $4,018 |
| Payment if Delayed to Age 70 | Up to $5,108 |
| Direct Deposit Time | Within 72 hours |
| Paper Check Time | Up to 2 weeks |
| Birthdate 1–10 Payment Date | October 8, 2025 |
| Birthdate 11–20 Payment Date | October 15, 2025 |
| Birthdate 21–30 Payment Date | October 22, 2025 |
When to expect the direct deposit?
The SSA has announced the payment date for the social security benefits. It depends on the birth date when you will get the payment; go through the listed points to check when you will receive the money in your bank account.
- If your birth date falls between 1 and 10, you will get the payment on the second Wednesday of October 2025—that is, October 8.
- Individuals whose birth date falls between 11 and 20 will get the payment on the third Wednesday of October 2025—that is, October 15.
- Social security beneficiaries whose birth date is between 21 and 30 are all set to get the payment on four October—that is, October 22.
If you have opted for the payment method as a paper check, you may have to wait for a week to receive it in your mailbox, and if your payment method is direct deposit, you will get it in your bank account within 72 hours.
Payout Amount Details
In 2025, the average social security benefit is $1,900 to $2,000, because more than 80% of beneficiaries receive this payment, which comes between them. Note that the SSA decides the payment amount by determining the eligibility of the beneficiaries in different terms.
One who takes retirement at the age of 62 receives the monthly benefit of around $2,710, and individuals who retire at the full retirement age (FRA), i.e., at the age of 66 or 67, receive the maximum payment of $4,018, and those who delay it until 70 will receive the payment up to $5,108.
What if the payment isn’t received on time?
The SSA releases the payment for all the beneficiaries on time for all the beneficiaries. Note that if you don’t receive your direct deposit within 72 hours (or paper check within a week), then you need to get in touch with the SSA to lodge a complaint about it, and they may also explain to you why payment isn’t yet received.
If there will be any problem subject to your eligibility, the SSA may ask you to submit the required documents. If you do so by the time, you will get the payment, and you won’t face any delay for the future payment. If you get the payment via direct deposit, ensure that the banking details are accurate.
Disclaimer: $4983 direct deposit info is for reference only; confirm with official sources.
