Have you not yet claimed the Earned Income Tax Credit? The deadline to claim it is arriving. The Internal Revenue Service has already sent EITC payouts for millions of Americans. If you haven’t yet, read this article thoroughly to check how you can get it.
$632 EITC
The Earned Income Tax Credit is a refundable tax credit. For the tax year 2024, a taxpayer who doesn’t have any children can get up to $632. The amount for the parents varies, whose details can be found below:
- If you have 1 qualifying child, the maximum amount you can get by claiming EITC is $4,213.
- If you have 2 qualifying children, you can get up to $6,960.
- If you have 3 or more qualifying children, you can receive a payout of a maximum of $7,830.
To get this payment, you are required to claim it with your 2024 returns. The deadline to do so is October 15, 2025; if you have not yet claimed it, file your return. If you have already filed 2024 returns, you need to file an amended return.
Who is eligible to claim EITC?
To claim the earned income tax credit, it is mandatory that your adjusted gross income (AGI) does not exceed the income threshold. Refer to the listed points to check details:
- If you have no child and are single, head of household, married filing separately, or widowed, your AGI shouldn’t be above $18,591; the same for filing as married filing jointly is $25,511.
- In case of having 1 child, the AGI is $49,084; and $56,004 for single, head of household, married filing separately, or widowed; and filing as married filing jointly, respectively.
- For 2 children, the maximum AGI for filing as single, head of household, married filing separately, or widowed is $55,768; and for the married filing jointly, it is $62,688.
- If you have three or more children, your AGI for filing as single, head of household, married filing separately, or widowed shouldn’t be above $59,899, and the figure for married filing jointly is $66,819.
Additionally, it is mandatory that your investment income isn’t above $11,600. Note that if you exceed any limit, you can claim EITC and won’t get a single penny as a refund.
How can I claim EITC?
To claim the earned income tax credit, you are required to file Form 1040 and Schedule EIC if you have any children; if you don’t have any children, you need to mention line 27a.
Note that if you have already filed it and won’t have claimed EITC, you need to file Form 1040-X (Amended Return) and attach Schedule EIC or mention line 27a.
How to claim EITC?
In order to claim, i.e., file Form 1040 or 1040-X, please follow the given instructions.
- Navigate the official website of the Internal Revenue Service.
- Jump to the section of Tools & Applications, and tap on the IRS Free File.
- Under the section of Fillable Forms, you will have an option of Use Fillable Forms; tap on it.
- Now, click on the Start Free File Fillable Forms button.
- Firstly, you need to create an account and then log in. If you already have an account, log in directly.
- After login, you need to provide details and attach required documents.
- Lastly, review your form, and click on the Submit button.
How to check EITC status?
To check the status for the Earned Income Tax Credit (EITC), follow the step-by-step instructions available below.
- Go to the official website of the Internal Revenue Service at irs.gov/.
- Tap on the ‘Get your refund status’ option.
- Click on the ‘Check your refund’ button.
- Fill in SSN, filing status, and other details, and hit the Submit button.
When to expect the EITC payout?
Note that after claiming EITC, the IRS processes it within three weeks. In most cases the direct deposit is received in 14 days, and a paper check takes up to 21 days. If you file today, i.e., October 6, 2025, you can expect payout on the 27th of the same month.
Disclaimer: The $632 EITC claim details are for informational purposes only. Eligibility and payment schedules are determined by the IRS.