With September 2025 coming to an end, many are wondering about the October 2025 adjustment for the OAS and its benefits, such as the GIS allowance due to the CRA’s quarterly adjustment.
If you are wondering about the payment changes in the GIS Allowance for October 2025, you can check the full details here.
Canada GIS Allowance Hike October 2025
The Canada Revenue Agency adjusts the Old Age Security benefit quarterly based on the Consumer Price Index to ensure the payment aligns with the cost of living, and recipients receive enough payment.
The maximum payments for July to September 2025 are mentioned on the official website, and now recipients are wondering about the October 2025 payments. The CRA has announced the next payment adjustment for the October to December 2025 quarter based on the CPI.
According to the agency, the OAS benefits payment will increase by 0.7% for the quarter October to December 2025. The October 2025 hike is 1.7% higher than the hike last year in the same quarter.
How does CRA calculate the Quarterly Adjustment for GIS Allowance and Other Benefits?
CRA calculates the October to December 2025 quarterly adjustment for the benefit in the following manner, based on the CPI:
- The CRA adjusts the benefits based on the difference between the CPI of the recent 3-month period (May, June, and July 2025) and the last 3-month period (February, March, and April 2025).
- The average for February, March, and April was 163.3, and the average of May, June, and July 2025 was 164.5.
- The difference between the average of the CPIs is 0.7, which represents the increase in CPI.
How much will your Canada GIS Allowance payment be after the hike?
Based on the 0.7% increase for October and December 2025, the Canadians who qualify for the OAS and GIS Allowance can expect their GIS allowance to be increased to the following amount:
- Current GIS Allowance is $1395.73, and after the o.07% increase, it will be raised to $1405.5
- The allowance for survivors is $1663.81, and it will increase to $1675.45.
- Apart from the GIS allowance and allowance for survivors, the recipients will be able to receive the following GIS payment based on their situation:
| Situation | Increased Amount |
| Individuals | $1105.4 |
| Have a spouse/common-law partner who receives a full OAS pension | $665.4 |
| Have a spouse/common-law partner who received the allowance | $665.4 |
| Have a spouse/common law partner who does not receive the OAS or allowance | $1105.4 |
Who will receive the GIS Allowance?
The CRA disbursed the Guaranteed Income Supplement – Allowance to the OAS recipients who meet the following conditions:
- You must reside in Canada for at least 10 years from the age of 18.
- You must be a Canadian citizen or a legal resident, and your age must be between 60 and 64.
- Your spouse or common-law partner gets the Old Age Security pension, and they qualify for the GIS payment as well.
- Your and your spouse’s combined annual income should be less than $41,184.
- If you have not resided in Canada since the age of 18 for at least 10 years, you may receive the partial benefit if you worked in a country that has a social security agreement with Canada.
GIS Allowance Payment Full Schedule 2025
The CRA processes the OAS payment each month, along with GIS, allowance, and allowance for survivors. Based on the 2025 payment schedule for the 2025 CRA benefits payment dates, you can mark the following payment dates on your calendar:
| Payment Month | GIS Allowance Payment Date 2025 |
| October 2025 | 29 October 2025 |
| November 2025 | 26 November 2025 |
| December 2025 | 22 December 2025 |
The GIS allowance will be processed to recipients through cheque or direct deposit, as selected by the recipients. If you do not receive the OAS, GIS allowance, and other benefits on the scheduled date, you can contact the Canada Revenue Agency at 1800 277 9914 or log in to your CRA account.
Even if you disagree with your GIS payment or OAS payout amount, you can contact the agency within 90 days after you receive your GIS and OAS letter.
The CRA has announced the quarterly adjustment for the OAS and its benefits, and increased the payment by 0.7%. The recipients of the GIS allowance can expect the increased payment from the October 2025 payment in their accounts.
