The Canada Child Benefit is a tax-free monthly payment received by parents and guardians so they can cover the cost of raising children under the age of 18. It is received from the Canada Revenue Agency by all the parents and guardians who are eligible.
The CRA has announced the payment date for the Canada Child Benefit for November 2025. They will send the payment on time without any delay. Note that these payments are received by beneficiaries of the CCB via direct deposit and paper checks, chosen one.
Here, we have shared everything you need to know about the CCB November 2025 payment. Read this article thoroughly to check when your Canada Child Benefit payment will come for this month, how much it is going to be, and what to do if you don’t get it on time.
When will the payment come?
The CRA is all set to send the CCB payment for November 2025 on the 20th of the same month; if you are a beneficiary, you will surely get your payment without any delay. Note that if you receive this benefit via direct deposit, you will get the money in your bank account on the day the payment will be sent out via the agency.
In the case of a paper check, you have to wait for at least a week to receive it. If you belong to a remote area, you may face a little delay in getting it. Note that the delivery of the paper check takes up to two weeks if there is a high workload. It will be received by you at the address that you have shared with the CRA.
How much will be received?
If you are a CCB beneficiary, your payment for November 2025 is going to be the same as the previous month. Note that the payout amount depends on the main three factors, which are the number of qualifying children, age of child, and adjusted family net income.
The details about the maximum benefit for the Canada Child Benefit for the whole benefit year 2024-25, which falls between July and June, are available inside the table below.
| Category | Adjusted Family Net Income | Maximum Annual Benefit |
| Children under 6 years old | ≤$34,863 | $7,997 |
| Children aged 6–17 years | $6,748 |
Note that if the AFNI exceeds the payment, it starts to phase out. It depends on the number of qualifying children. If you have only 1 child, it is reduced by 7% of the amount that exceeds the AFNI; for 2 children it is reduced by 13.5%, and for 3 or more children it is reduced by 19%.
To find out what you are going to receive, you are required to calculate it. Suppose that you are one of 2 qualifying children, one is under the age of 5 years old and one is 9 years old, and you have an AFNI of $50,000.
The maximum you can get in a year is $7,997 + $6,748 ($14,775). As your AFNI exceeds by $50,000 – $34,864 ($15,136), you need to deduct 13.5% of $15,136 ($2,043.36) from $14,775, and the figure you get is $12,731.64. Now you need to divide it by 12 to find out what you can get in a month; on dividing, you will get the figure of $1,060.97.
What if the payment isn’t received on time?
The Canada Revenue Agency sends payouts for the CCB without any delay, and the payments are received in due time. If you are a regular beneficiary of the Canada Child Benefit and you don’t get your payment on time, it is recommended that you get in touch with the agency for updates.
The CRA will explain to you why your payment is not yet received for November 2025. They may ask you for documents to prove your eligibility; make sure you keep updating changes in your living condition or income with them, because if you do not report any change, your payment may be stopped.
Disclaimer: CCB payment details are for informational purposes only. Check official CRA sources for accurate dates and amounts.