The Department for Work and Pensions has announced the payment date for the state pensions. They are all set to send the payment through the opted gateway; note the payout date depends on the last two digits of the beneficiaries’ national insurance number.
The DWP will issue the October 2025 payment for beneficiaries of the state pension Monday, Tuesday, Wednesday, Thursday, and Friday. Note that payment is sent out once in four weeks; please refer to the listed points to check the payment schedule.
- If your SIN’s last two digits are between 00 and 19, you may receive your payment on October 6, 13, 20, and 27, 2025.
- The payment for the individuals whose SIN’s last two digits are between 20 and 39 will get payouts on October 7, 14, 21, and 28, 2025.
- If the last two digits of your Social Insurance Number (SIN) are between 40 and 59, you will get payment on October 1, 8, 15, 22, and 29, 2025.
- The payout for the pensioners whose SIN’s last two digits are between 60 and 79 will be received on October 2, 9, 16, 23, and 30, 2025.
- Beneficiaries of state pensions whose SIN’s last two digits fall between 80 and 99 are all set to get payouts on October 3, 10, 17, 24, and 30, 2025.
If you get the payment at your bank, building society, or credit union account, you will get it by late night. Individuals who get payment through the Post Office card account can collect the payment from the Post Office on the next day.
If you receive the payment via check, you may have to wait for a week or even more. For remote areas, the arrival of the check may take up to two weeks.
Who will get the state pension?
The UK DWP will send the state pension payment to all the individuals who meet the eligibility requirement and already have submitted an application. Eligibility criteria can be found from the following points.
- One must have reached the state pension age—that is, 67 years—and
- He/She must have made the required number of the National Insurance contributions.
To qualify for the new state pension (retired after April 6, 2016), the individual must have made National Insurance contributions for at least 10 years; to get the full amount, the maximum required contribution is 35 years.
For the old state pension (retired on or before April 6, 2025), a male individual must have made a contribution for at least 10 years, and for the female, the required number of qualifying contributions is 30 to 39.
How much can I get?
The payout amount for the UK state pension depends on your number of qualifying contributions and beneficiary type. The payment amounts for the new state pension and the old state pension differ from one another; go through the table below to check details.
| Pension Type | Weekly Amount | Annual Amount |
| New State Pension | £230.25 | ~£11,973 |
| Old / Basic State Pension | £176.45 | ~£9,175 |
If you qualify for the full pension under the new state pension, on the payment date you will get up to £921, and the amount for beneficiaries under the old state pension will be £705.8.
If the number of contribution years for the new state pension is below the maximum requirements, the pension amount is reduced.
Let’s understand it by an example. Let’s say you have contributed for a total of 17 years; in this situation you will get (17÷35) × £921, i.e., £427.34, in every four weeks.
What to do if the payment isn’t received on time?
If you don’t get your DWP state pension payment on time for October 2025, you needn’t panic. If you get the payment in your bank, building society, or credit union account, give at least 72 hours; and if you get it by check, wait for at least 2 weeks.
Even after waiting for the appropriate time, if you don’t get a payout, then get in touch with the officials of the Department for Work and Pensions. They will explain to you why you haven’t yet received the payment.
Disclaimer: The October 2025 UK State Pension date details are for general information only. Please check official government updates for exact payment schedules.